Auto news on Youtube Aug 29 2018

Hey smart people, Joe here.

What if I told you that the reason you had minty-fresh breath this morning was because

100 years ago an advertiser named Claude C. Hopkins was having trouble selling a brand

of toothpaste?

He needed to convince people that brushing their teeth should be a daily routine, and

back then, it wasn't for most people.

In the end he was able to get half the American public to pick up a new behavior and repeat

it every single day, and pay money for his toothpaste.

How did he do it?

By tapping into neuroscience and decoding the awesome power of habits.

[OPEN]

Habits.

We've all got 'em.

You can probably think of a few of your own.

I always seem to tap my feet when I'm trying to sit still.

And I find myself biting my nails whenever I'm focused on reading or watching a movie.

I don't consciously think about doing these things.

That's because I've done them so often that they've become a habit.

We know habits as things we do automatically; tasks we do subconsciously, like walking or

high fiving.

And there's a ton of things that technically count as habits, and they can be good or bad.

So why do we form habits?

And how do we learn new ones, or un-learn old ones?

If you've ever taken the same path to school or work, then you likely have that pathway

burned into your brain.

You can probably walk it without really paying attention.

Habits are built in a similar way.

New neural pathways are formed when you repeat a behavior.

And the more a brain circuit fires, the easier it becomes for our brain to do whatever that

circuit controls, without conscious thought.

Think back to how you learned to ride a bike.

At first, riding a bike is tough.

You've got to learn how to pedal and balance and turn all at the same time.

You have to consciously think about each action.

This happens in an area of your brain called the prefrontal cortex, the part associated

with complex thought.

But eventually, after you ride enough, you no longer have to consciously think about

each individual action.

Riding a bike has become a habit, and now it's controlled by different parts of your

brain.

One area involved in habitual behavior is the striatum, which actually releases chemicals

that inhibit the complex thinking part of your brain for that task.

This is your brain being efficient.

By turning down your brain's thinking requirements for bike riding, it's free to think other

things, like 'how exactly do igloos keep you warm?"

Let's go back to Claude Hopkins and his toothpaste scheme.

Claude realized habits have three key ingredients.

A cue, a behavior, and a reward.

A cue is something that triggers a behavior, like how the alarm clock triggers you punching

the snooze button, and this is followed by the reward - 9 sweet extra minutes of sleeping

in.

Claude got people thinking about that slimy film on your teeth in the morning, thanks

to bacteria that colonize your mouth overnight.

The sticky film is the cue that triggers brushing behavior.

What was the reward?

Claude convinced people this film would make their smile look ugly and a prettier smile

was the reward for brushing.

Claude understood that with the right cue and the right reward, you could entice people

to do just about whatever behavior you wanted.

But what he didn't know was that rewarding a behavior can actually create a craving,

and this is what makes habits so strong.

Scientists now know that special neurons in the brain can fire and give us chemical rewards.

But what's weird is that once a habit and a reward are tied together in our brain, those

reward neurons start firing even before you do the behavior.

This is what causes craving, and it's why you want popcorn when you go to the movies,

why you pick up your bad habits when you see other people doing them, and why habits are

so hard to break.

Claude knew a prettier smile would be a reward that would make people brush, but he didn't

anticipate that over time people would subconsciously start craving the minty tingle that Pepsodent

left in their mouths.

People's brains actually started to crave toothbrushing.

So how can you train yourself to pick up a new habit, like eating an apple a day.

And if you've got a bad habit, can you break it, or are you stuck with it forever?

Scientists used to think that our brains didn't change all that much once we reached adulthood,

like concrete once it's solidified.

But it turns out your brain is much more like clay - it's a super flexible organ.

The chemistry of your brain is constantly changing as you go about your day, in response

to everything from learning to moving to hunger.

These chemical releases are short lived, but over time, if the same behaviors are repeated,

the physical structure of the brain is actually changed.

You create new neural pathways.

And because the neural network has changed, so does the way the information flows.

When a behavior is repeated often enough, a habit is formed.

There's a famous idea that a new skill is learned by putting in 10,000 hours of work,

but it's not that simple.

The amount of time differs hugely between tasks and between people.

What's for sure is that when it comes to making a habit, whether it's learning guitar

or meditation, there's simply no substitute for repetition.

The reason bad habits are so hard to break is because you have literally woven new neural

networks into your brain.

That doesn't go away overnight.

So give yourself a break.

And if you're trying to change a habit, know that it's usually best to try and replace

bad behavior with a new behavior instead of just trying to erase the pattern altogether.

The good thing is that now you know you have the power to change your brain.

It's as easy as brushing your teeth.

And if you haven't already made it a habit – Stay Curious.

For more infomation >> How Habits are Formed - Duration: 6:33.

-------------------------------------------

Democrats Play It Smart, Run On ISSUES Instead Of Hating Trump - Duration: 3:25.

Republicans continue to try to get Democrats to fall into an impeachment trap.

So far, Democrats on the campaign trail have been smart enough to not fall into it.

See, Republicans believe right now that if Democrats are out there preaching about impeachment

and saying that as soon as you elect me, I'm going to impeach the president, that it's

going to turn off moderate voters and make them go vote Republican, allowing them to

keep the House of Representatives.

But Democrats, to their credit, seem to have finally learned something.

They know that about half the country at this point, may be a little higher right now, would

actually support impeaching the president.

I mean, we certainly have plenty of evidence.

We could go forward with it, and it'd be a flimsy case right now, but it could go either

way.

But Democrats aren't out there talking about it.

Most of them aren't, at least.

The good ones aren't, because they understand that if you want to beat the Trump Republicans,

you have to talk about the issues.

In 2014, Democrats didn't talk about the issues.

In 2016, Democrats didn't talk about the issues.

Analysis of Hillary Clinton's ads and speeches showed that she only actually mentioned issues

25% of the time.

When people say, "I had no idea what Hillary Clinton stood for," that's why.

She wasn't talking about it.

She wasn't talking about student loan debt or health care or things like that.

She was out there talking about how horrible Donald Trump was.

All of it was true, but people wanted to hear about the issues.

Democrats seem to have taken that message from their 2016 defeat, and they're now applying

it to the 2018 midterms, because they understand what's at stake.

They know that impeachment is 100% on the table if they take back the House of Representatives.

But they're not going to go out there and campaign on that, because people want to hear

about what's happening in the country, the pocketbook issues, health care, student loan

debt, Medicare for all, Social Security, Medicaid, Medicare, the things the Republicans are trying

to cut.

They want solutions to that.

If Democrats want to win back the House and possibly even the Senate, they know that they

have to go out there and talk about those things.

Even when people like those on Fox News are pressing them about whether or not they want

to impeach the president, they're avoiding even talking about it, saying things like,

"I want to talk about the issues.

I want to talk about health care.

I want to talk about anything other than impeachment."

That is smart.

They may all be thinking it.

I think it's safe to say most of them are thinking it and probably planning on it, but

if you want to win over the hearts and minds of the American voters, you're not going to

do it by promising to get rid of the horrible guy and putting the other horrible guy into

the oval office.

You're going to do it by proving to them that you're actually on their side and that you're

taking up and caring about and fixing the issues that they want fixed.

Democrats are doing that now for the first time in a long time, and so far, seems to

be working pretty well for them.

For more infomation >> Democrats Play It Smart, Run On ISSUES Instead Of Hating Trump - Duration: 3:25.

-------------------------------------------

Mayor Michael Hancock addresses the Smart City Forum - Duration: 5:50.

so good afternoon I'm very excited to actually be here and had the great

opportunity to introduce a Michael B Hancock was the mayor of the great city

of Denver mayor Hancock has really led an effort to make sure that the city

operates based off of data information and making sure that that data and

information help drives city performance in my specific role as the executive

director of Public Works we are leveraging his leadership along with the

leadership of David Ensor who is the newly appointed CIO to start to

integrate our data-driven decision-making philosophy within our

Public Works Department so we can make sure that we are coming up with ways in

which to deliver projects more efficiently so we have four main

strategic areas of our department first is we invest in our people

second we operate with discipline our third strategic area is they use data to

drive decisions and lastly all anybody cares about is really how well we are

delivering results and so with the mayor's leadership with leadership from

our internal staff that has led our peak performance we are striving to make sure

that we're using data and information which is a new currency to ensure that

our department is actually performing at a level that it needs to to serve the

residents and the businesses that reside within the City and County of Denver so

I'm very pleased to introduce Michael B Hancock who is Denver's 45th mayor

during his time in office Mayor Hancock and his administration I've eliminated

the city's budget deficit fostered a diverse economy and restored much-needed

services that were lost during the recession with a drive toward increasing

opportunity for every resident he has prioritized

innovative solutions and investing and city's children and youth increasing

mobility options affordable housing and services for the homeless supporting

economic mobility entrepreneurship and small business and making government

work smarter for residents prior to becoming mayor he served as the on the

city on the Denver City Council for eight years and was the past president

of Metro Denver urban Lea so with no further ado we will like to

introduce Michael B Hancock that's cool are we are we on now that's cool that

works well good afternoon first of all let me thank you all and welcome you all

to this Smart City summit this is a an awesome opportunity for us to continue

some great conversation that's also going on around the country let me start

with the most appropriate housekeeping you met ulis collect Lee who is our

director public works we went all the way down to southern Texas to find him

he'll intact Lucky's from southern Texas does he that's because he's not from

southern Texas he's from wherever I forgot where you from DC you don't talk

like you from DC either you actually have some common sense let me

acknowledge the great mayor from Cheyenne Wyoming mayor Marian or where

are you where'd you go thank you again for being here awesome awesome awesome

mayor's from around the country are doing this getting on the smart wagon

smart wide and smart city bandwagon and really beginning to acknowledge the

importance of our city's acting and delivering services in a very smart way

I'm gonna move quickly into my interview but let me think we work arrow

electronics AECOM and a downtown Denver partnership for their support and

sponsorship of this you know we are here today because smart city means a lot of

different things to a lot of people and and we certainly in Denver take it for a

very broad swath that it is I could stand here and give a presentation on

what it means to be a smart city from the inside out working with our city

employees as EULA's pointed out starting with our city employee and saying how do

we deliver our services better smarter faster and you are the ones on the front

line helping us figure this out and they have been able to help the city of

Denver save some twenty eight million dollars and efficiency savings by

helping us improve our processes through process and lean continuous process and

lean processes lean processes and it's been phenomenal to watch so we're

becoming a smarter from the inside out and now as we think

about things like our air pollution Denver recently was one of the we won

the mayor's the Bloomberg mayor's challenge of a smart cities where we

realized that families spend some thirty one hundred dollars a year over thirty

million dollars alone spent in the city of Denver just on asthma related

medicines and equipment meaning that if we have a better sense of how our air is

performing in terms of equality we might be able to help our families out better

well in partnership with lunar and I understand someone by the name of Cyrus

is in the room here today from lunar are you here thank you very much for your

partnership with us on that we are placing ten air quality monitoring

systems throughout the city of Denver on school school buildings to monitor the

air and use that data to help the city of Denver and our communities make

smarter decisions in terms of managing our air quality because if we can impact

that we can save our families begin to save our families a portion of that 30

million dollars a year that we spend on asthma related equipment and medicines

that's the city's as think as smart not going just to the symptoms we're

figuring out what's the root of the problem and let's attack it and so we

appreciate lunar for you all working with us to figure this process out and

we're excited about that program and we thank Bloomberg for looking at it if

we're as a smart idea as part of the mayor's challenge

For more infomation >> Mayor Michael Hancock addresses the Smart City Forum - Duration: 5:50.

-------------------------------------------

Protect your smart home devices from hackers - Duration: 7:09.

For more infomation >> Protect your smart home devices from hackers - Duration: 7:09.

-------------------------------------------

Governor Hickenlooper's Closing Remarks at the Denver Smart City Forum - Duration: 11:26.

so and I should give the punchline to to Dan Caruso because every governor's best

dream is someone who really does love to aggregate bring different companies

together find synergies there's a guy named Robert Smith who's but he's got a

company called Vista equity and he's got a bunch of software companies that are

he's assembled and are using various synergies to accelerate their respective

growths though and about I think nine of those companies now have a significant

presence in Colorado those are the goals that that we're always striving to get

so what are what are the possible directions out there that cities can

have and I think in in layman terms there are cities that accept and embrace

the future and there are those cities that that shrink away from the future

and and and and and try to resist change and there's nothing wrong with that it's

a it's a human characteristic you know when our company got sold and we all got

laid off and they laid off everybody I did this in this small independent oil

and gas company this was in 1986 and they had but they did hire an industrial

psychologist to come talk to us and and the industrial psychologist said the one

thing you have to remember is all change even something you want all change

involves loss and all loss must be mourned and and we sometimes don't take

that into account when we look at things like smart cities and and the level of

innovation that's going to determine which cities embrace the futures and

which ones don't and I you know we just put together a a blockchain commissioned

to because there are so many people right now that are are filled with

anxiety because they don't really understand blockchain and they view it

as a threat to a lot of the things that they think are essential and core to

life as they know it and part of the you know the

Commission's job is obviously you get the smartest people around to work on

what should the rules and regulations be how do we begin to be a place where

we're blockchain is is not just encouraged but it is facilitated but we

also part of that their mandate is going to be to look at how do we distill down

in in a way that's accessible the the the elements exactly what is blockchain

and what's it going to look like what's gonna mean to people's lives down the

road and I think that's the the the the future of smart cities you know the

state has a road X program Don hunt started shilling back worked on it well

while he was here and it's good it's looking at all kinds of making sure we

have sensors and communication devices that communicate between the road bed or

the signage and the vehicles to facilitate the interplay of autonomous

vehicles and try to make sure that we're out ahead of the the rate of change

they're looking at you know other places where we can use technology maybe in

training you think in the next 10 or 15 years between well we will probably see

an acceleration of not just job loss but but the evaporation of professions that

that's going to happen increasingly more rapidly for a certain period of time

right now we're not out ahead of it we understand that there's gonna have to be

a lot of retraining but one of the reasons so there's so much anger and

division in this country right now is that all through the 90s as whether it

was outsourcing whether it was automation as people lost their careers

there that you know they were sent down to the Career Training Center and said

hey they'll help you to get a write a resume you know you might want to look

at some of these classes no one was really trying to think through how to

get them started quickly so that they didn't have their entire lives

interrupted and then when they didn't get that that that quick transition they

were left left4dead they were left behind we if we don't begin right now

with an incredible sense of urgency to work on that and begin making sure that

we have systems of training whole professions of people and evaluating

what skills they got now and as people go through their lives we're gonna have

to be much more intentional about maintaining every person taking

responsibility and maintaining their own profile of all the skills they're

acquiring what are their competencies and then as that as they may for

whatever reason need to choose a different profession they're going to

have to be able to and we need to provide them the technology where they

can at a moment's notice see in a new profession what skills that they have

would be applicable and where could they get the skills they need what would it

cost how would they measure their competency and and they're doing that

you know I was at a school and in Paris called 42 and there they had truck

drivers they were learning coding but and they weren't truck drivers they were

for trucking firm but they were the guys who loaded tractor trailers and you know

the basic stuff is simple you the stuff you put in first comes out last but you

also have to balance the weight there's a certain topography to lower loading

large tractor trailers these guys knew that a robot in five six seven years is

going to be taking their jobs and they were learning coding because they know

they want to be the ones that are the technician or the operator for those

robots that are going to eliminate their jobs so they I mean that's the challenge

we've got to be putting ourselves in a position where these transitions and

disruptions are again as much as humanly possible seamless that's you know we

have never done that if you look at the Great Depression it was another period

of incredible an acceleration of innovation again and again and again and

machines did more and more things you know electricity in factories meant that

you didn't have to have a waterwheel to manufacture a large amounts of anything

suddenly you could bring these factories two cities were where more people were

accessible this change we're going through is going to dwarf that and in a

large way cities are going to define in terms of the the training and our how

nimble we can move we can be in adjusting to these changes in in

professions that's gonna define whether we succeed or fail so smart cities and

all that that entails you know I look at smart cities and it even entails doing

politics in a different way and being more less words and and and more ideas

and less manipulation and more outcome more basically data being used to

outcome to achieve outcomes which unfortunately often is in the case

anyway often this sounds you know people

especially after you like today you're gonna probably part of you is a little

bit terrified or not terrified anxious and part of you is excited my argument

is that you should always be excited even the parts that seem impossible I

mean when I started the the brewpub back in 1988 I'd never worked in a restaurant

I and at that time I really didn't know much about business I had to go to the

library and take out a book on how to write a business plan

didn't know what the word pro forma meant I know that's kind of awkward to

admit and yet we were determined and I think this is going to be the key

ingredient that's going to allow smart seeds to be successful we were

determined to succeed we wouldn't quit and I when I ran for mayor and I'd never

you know I ran for mayor of Denver in 2003 I was a successful restaurant guy

and I'd never I'd never run for student council or dog catcher and you know for

the first six weeks I didn't move in the polls a bit I kept waiting for everyone

to embrace me I was a small business guy wouldn't they want an entrepreneur a

successful restaurant you know I had started 15 restaurants and historic

buildings in downtown's all over the West why wouldn't they want me as mayor

and they didn't give a rat's tail and I used to carry this clipping from

The Denver Post about a professor of public speaking at the University of

Wyoming and anytime everybody anytime anyone tells me well we can't do this I

explained this is how I know you can she was talking to her class about the

importance of using opposites when you speak publicly if you got to talk about

the worst of times talk about the best of times to talk about the agony to talk

about the ecstasy and she asked her class what is the opposite of despair

that kid raised her hand goes joy she goes exactly few more people to feel

despair you join the same sentence they get they get powerful but from but from

being in the same sentence and being close then she asked you know what's

what's the opposite of whoa and a kid way in the back goes giddyup and and the

bottom line is and especially as we go through these transitions and we try to

really help every city I mean the goal here is not just to make Denver in the

great city but is to make every town in Colorado is gonna have to become a smart

city and many times that's gonna seem kind of hopeless but again remember that

the officer was too giddy up anyway thank you all for committing your day

all right so that wraps up our day thank you all so much for coming here thank

you to the governor and our mayor all of our speakers a special shout out to my

former boss Megan for coming and keynoting for us big round of applause

for equity sick for emceeing us and bringing us through the day here

and a final shout out to our sponsors our title sponsor we work this event is

directly in line with their future of work initiative and thinking about how

we enable the talent of our communities we're very grateful to aro electronics

AECOM Zahra Zao and downtown Denver partnership and really thankful for all

of you for participating and really going all in on these discussions we're

really excited to have a discussion about smart C's that's not about shiny

objects and is instead about investing in people so thank you all so much for

doing that with us awesome

For more infomation >> Governor Hickenlooper's Closing Remarks at the Denver Smart City Forum - Duration: 11:26.

-------------------------------------------

Working Demo of Smart Home using Netduino 3 WiFi - Duration: 1:02.

Ubidots IoT platform's smartphone application is used to send relay ON/OFF commands to the Netduino board via Wi-Fi

Let's see the light level and air quality level inside the application

This is Grove Light Sensor

This is Grove Air Quality Sensor

This is the Grove Relay module used to control the AC LED Bulb

The Netduino 3 Wi-Fi Development board with the Grove Base Shield on top of it!

9 watt LED Bulb working at 230VAC

The Netduino board is powered through DC jack using a 12VDC/2A Power Adapter !

For more infomation >> Working Demo of Smart Home using Netduino 3 WiFi - Duration: 1:02.

-------------------------------------------

Erik Mitisek Opens the Smart City Forum - Duration: 16:23.

welcome welcome to the smart city forum so excited to see all of you here this

morning today is really about you it's about your ideas and your ability to

help build this amazing city in cities like ours here in Denver through

technology your ideas together with everyone else's we really believe we'll

create the we that we need to be to be able to solve these really really big

problems in front of us the good news is as I was looking at the group and I saw

the guest list this morning the group assembled here our city happens to be in

really amazing hands we just need to determine what we want to work on and

how we all went online how we want to collaborate and partner and most

importantly these large problems that are facing us and the cities like Denver

how we want to accomplish and define what's most important here people not

technology are really the ones who will create the smart cities of tomorrow so

welcome welcome welcome to the smart city forum so we hope this day is filled

with ideas and opportunities and these ideas and opportunities turned into

plans to elevate Denver not only here locally but on the global stage

well to get started it's most important that we give thanks and gratitude to

those who really are the brainchild behind today's gathering and so we need

to thank Matt McCallister you know who you are sitting right over here

our Smart City project manager for the city of Denver with his myth this time

in the White House under the tutelage of Miss Megan Smith who's also here today

who was the CTO for the United States of America under the Obama administration

it's not a surprise that he crafted this event one by one with many individual

emails to put the right people in the room to break down walls to discuss real

ideas and create a forum for all of us in this city to collaborate and most

importantly get to know each other to forge partnerships so before we start

this day I wanted to give him not only one round of applause two rounds of

applause so Matt congratulations so innovation is everywhere and I mean I

say everywhere it's absolutely everywhere 2018 is the year that I

bought my first personal robot her name is misty I can't wait for her to arrive

on December 4th I'm already gearing up with all the tools and activities I get

to teach misty to do around my house so far I've seen opportunities for her to

do backflips scale walls run through the house to help my children and even the

idea that you might be able to catch a football

they're here our friends and our robots are here and we're all gonna need to

learn how to integrate them in our lives and most importantly in our communities

autonomous vehicles as we all know are coming of age and after years of testing

and technologies these systems are just at the dawn of prime time right here in

Denner Denver we have Panasonic who's been working incredibly hard on the next

generation of projects to solve mobility and hopefully not only help us get from

here to there but to the mountains even that much faster

just this week governor Hickenlooper formed the blockchain Council and the

CEO of the national cybersecurity Center a guy by name of Vance Brown said he

wants Colorado to be the Silicon Valley of blockchain I thought all that sounded

fine and good but I'd rather be the Denver of blockchain and really excited

to see that industry growing up in our city and then when we think about

walking through our city digital monitoring has really reached new

heights we can now order everything from a coffee to reserve our parking spot

through advanced monitoring and in many cases smart city technology monitoring

our and and the data and information on it will

not only become mature in the coming years but balancing privacy with

convenience in our cities will be the battleground ahead it takes people and

minds to solve these things technology alone cannot merely even begin to touch

the challenges in front of us and last and most exciting is space we're now

printing jet propulsion engines on 3d printers and what used to take months a

years now takes months and the engineering to refuel propulsion systems

in mid-flight for meteor for meteorites and asteroids is something that somehow

is real these are probably things that Megan Smith and Google ax and Google

Labs it's no change to her to hear something so crazy

but there's already companies like relativity space that are actually

printing these these propulsion systems and there's companies like asteroid

mining corporation that's working on its pilots to actually mine asteroids for

propulsion fuel to refuel rockets in space so all this is being done to 24 by

7 video record the earth again a smart city tenant that's not possible without

all of us understanding what's on the horizon to these technologies as amazing

as there are world of Qualis all to think differently and most importantly

the infrastructure to access is either non-existent or we really need to think

big to provide the bandwidth in capabilities for these activities to

become real meaning we'll need to probably build entirely new different

systems to support these and many of these things today

so why Denver you ask what's going on what's going on in Denver now well I

think Denver is at a special place in a special time and we've been here

before Tammy's always said Tammy door who's a president down 10 to her

partnership has always said Denver's been entrepreneurial we've always gone

through cycles but never have we had this much collective opportunity in

front of us we were here with cable television in the 1980s we were again

there with a telecom in the late 1990s but now in 2018 the digital revolution

is in front of us and there are pockets all over the city that are bubbling with

amazing activities why am I so confident aren't all the rise of the rest cities

like us isn't everywhere that's not New York or San Francisco kind of viewing

the the economy I think not I'm proud to say

proudly no there's not any other city United States that's like us right now

not at all we have a special stack deck and in the

last five years many unrelated related activities and achievements and programs

have painted our future that I think when you hear the list collectively

you're gonna be like oh my gracious we are in a special time in a special place

in the brightest city in the world if you can remember back five years we were

rising out of the economic meltdown and tarp was being paid off I forgive I

forget even what the acronym tarp even means and Denver was poised to return

faster than normal and because it was one of the best cities in the United

States they was able to weather the storm but it was not a way remotely to

particulate was going to happen between 2012 and 2017 in terms of innovation and

technology in our city it's been amazing to see the growth we've had over

building a building and funding just in the last year and I think in the first

two quarters of this year were already halfway there with just funding alone

not only that we're a city that is defined by our restaurants now and we're

defined by the entrepreneurial economy that's really driving our activity here

here in our in our city we've had over our first IPO in years was last year

with syndergaard going public in the fall and so things are on a tear but

when you look at the real story when you look at the last five years it's the

birth of Union Station and creating a front door for the city it's Denver

startup week that's now the largest free entrepreneurial event in the world it's

galvanized that painted the picture of what co-working could be and education

and and skill schools could be in the United States by sponding not one but

twelve different offices around the u.s. it's the color innovation network that

brought together all the innovators in the state and to have national and

global dialogue with the best innovators in the world

it was Buber coming to colorado and not being able to drive their cars and it

was the governor and his team being able to say the Colorado solution is a

solution that uber is going to take out not just to Colorado but to all the

states in the United States we define that it was Comcast moving their entire

innovation team to downtown Denver it was the Blackstone entrepreneurship

Network and Blackstone deciding to invest three million dollars for the

first entrepreneurial Network the united states to be built right here

in our city it was KPMG one of the four largest accounting firms deciding to

build their very first ignition and Innovation Center in the world right

here in Denver Colorado it was Panasonic building us innovation

headquarters it was McKinsey in the last 36 months has gone from six employees to

140 employees and it's the fastest growing McKinsey office in the history

of Mackenzie's existence the Patent Office is defined us from it from it

from a Senate from the Center City and uber decided they were they they didn't

have just enough with being able to drive their cars in the state but to be

able autonomously drive a Budweiser semi tractor-trailer from Fort Collins to

Colorado Springs just to test the ability for auto and uber on our roads

was this perfect state to do it Apple Facebook and Amazon now called downtown

home and homeadvisor moved downtown which in quietly in five years has gone

from a company less than a billion to now a six billion dollar juggernaut that

lives in Rhino Vista Equity Partners four years ago no one knew who they were

today they owned five companies and have over 3,000 employees in our Center City

and I POS between Zao and SendGrid that city is back but tech stars decided

after years in Boulder that Denver they had to have an outpost and just this

fall opened a techstars accelerator in our city pivotal labs builds the most

important software in platform that drives all of software engineering in

the world called pivotal tracker right here on plat Street slack and Strava

couldn't couldn't stay away 550 engineers and another 90 from Strava

moving to our city in just the last six months and when you look at the Kauffman

Foundation they made a choice to invest in their very first equity and gender

and women based entrepreneurial program at the Commons on champa and put over

four hundred thousand dollars to drive the engagement around these diversity

and inclusion programs right here in our Center City Steve Case and the team from

rise of the rest decided they needed to be in Denver and was one of the best to

her stops in history and since then in 2012 they have 60 startup resources and

organizations eight new accelerator programs over 20 co-working spaces three

we works alone in our Center City our meetups have gone from 9 in 2012 to

over 90 a month on the topics of innovation entrepreneurship and that

doesn't even include a line doesn't include food and wine awards it doesn't

include mobility in the expansion of bike lanes it doesn't include the

Millennial boom in the housing boom it doesn't include the outdoor rec show and

the Great American Beer Fest but most importantly it does include the Sun at

300 days that we get to enjoy every single year but we look what's happened

in the last five years these industries have sprouted up we knew they existed

five years ago but today when we look at cybersecurity and digital health we have

meaningful clusters in our city that are defining us not just here but they're

defining us across the United States the innovation economy in the world is

changing and in Denver we have an opportunity and we have an opportunity I

would suggest that's once in a millennium to harness this energy this

love of our city and the innovation in our Center in our city to do something

that's incredible so today let's seize it let's seize the opportunity to take

the time to forge these ideas and create something truly truly special great

cities as I mentioned are built by amazing people that's you let's do it

let's do it now and how we do it that I believe is the question so how do we

harness the power and of innovation at scale to capture the energy and the

opportunity to define Denver as the smart as the smart city we must and we

have to work together we have to be aligned the cities that win like Boston

and Los Angeles that are clearly starting to make some incredible strides

in not just in their own City but nationally I think as Matt and has

talked to it to me about they are built around teams they're focused on

cultivating an environment where the norm is aligned self-interest that were

there's always teams before self collaboration is a norm and Colorado and

Denver is known for our ability to collaborate and work with one another

compromises in just a word it's an activity we understand where we need to

come together to find real value with each other by us to open networks and

platforms it's not closed and controlled it's open and sharing and their shared

recognition it's indent ality that anything we build

there's not one winner or one person taking or one organization but all of us

can say in Denver we did this and proudly stand tall and do that it's

built on partnership and most importantly bold leadership and I think

we're lucky in this moment in time to have leaders like mayor Hancock and

governor Hickenlooper our elected officials in those roles that not only

care about innovation but want this city and want this state to be defined by its

future good news with our Western hustle our giddyap attitude and our ability to

collaborate and partner I think we have a unique advantage to succeed I'm hoping

that our humber are humbly brilliant ethos and our unpretentious attitude

will give Denver a true advantage as we go forward so together I really believe

we can do anything and apart I think we'll create chaos smart cities and this

topic is one of those complicated things that were that we're tackling there's a

million different ways we can approach it there's tens of technologies there's

massive hurdles there's public policy there's issues with talent and most

importantly in the middle of it we have to solve the infrastructure to be able

to move massive amounts of information to solve these issues a part we will

create chaos so today let's embark on this journey today the smart city forum

and explore the ideas learn from one another build relationships and align

our interests so we can leave this experience today and put the shovels in

the ground the real shovels the hard work shovels

the ones that force us to learn force us to stumble but more importantly allow us

to win and build the Denver of the future together it's ours to create it's

absolutely ours to define the best Denver's on the horizon and what I'm

most excited is this room is gonna take a step today to create it so let's get

started thank you very much

so for today we have three tracks we're going to be talking about talent policy

and civic infrastructure and we have influential leaders in each and every

track too that are gonna end with a spark format that is five minutes each

of advancing slides around topics in each one of our core tracks after each

of the presenters on the spark talks present we will then break into groups

for approximately 30 minutes each to discuss what each speakers spark was was

focused on and allow us to really engage in these core topics casual format so we

encourage you to jump in these really cool tables are built for collaboration

and so we'll be able to find space throughout the entire area to breakout

after each one of these topics remember we're gonna need one note-taker for each

one of the activities that we have and we'd like you to remember you know after

each of the sessions we're gonna come back here to go to the next track we'll

collect notes for five minutes and and then we'll call time and we'll discuss

each of the group's major points for about 20 minutes before we move on to

the agenda of the day we have plenty of areas today to breakout this is a casual

environment and the intent is is how do we connect how do we build relationships

how do we come together and most importantly how do we find those

uncommon commonalities among us that allow us to do radical things so talk a

lot engage a lot asked a ton of questions get to know one another

ask the uncomfortable questions you know learn about each other and most

importantly take the time to dive into the issues that you're passionate about

across the from of talent policy and civic infrastructure everyone has their

top one or two things that just they are jumping out of bed to solve let's get in

those groups so we're not just individual soldiers that are walking

around the city but we're entire platoons of leaders that are trying to

solve these massive opportunities

For more infomation >> Erik Mitisek Opens the Smart City Forum - Duration: 16:23.

-------------------------------------------

Making Smart Financial Decisions - Duration: 5:49.

My name is Michael and I'm going to talk to you about Making Smart Financial Decisions.

Making smart financial decisions is key to maximizing your savings and working to achieve

your financial goals as an ABLE account owner. To help make smart financial decisions, here

are four tips to help you.

Tip 1: Understanding needs vs. wants. To begin to make smart financial decisions

and to maximize the benefits of being an ABLE account owner, you need to take some time

to evaluate what are your "needs" and what are your "wants". "Needs" are

those items that you need to live. Examples include housing, food, utilities and clothing

(many of which could be qualified disability-related expenses). Wants are those items that you

like to have, but not necessarily need them to live (these could also be expenses that

your ABLE funds could potentially be used for).

Identifying needs versus wants might be a challenging

exercise at the beginning because we all enjoy the wants that we desire. Here is an example:

I enjoy coffee and I like to go to the local coffee shop each morning. The coffee costs

me $5.00 per day so by the end of the week I have spent $35 on coffee. Is purchasing

coffee at my local coffee shop a need or a want? I'd like to say it is a need, but

in reality I also make my own coffee at home so stopping by my local coffee shop really

is a want. Once you reflect on needs versus wants, you can begin to change some of the

spending habits on those items that are wants. Keep in mind your financial goals and what

you need to achieve them. When you realize that, letting go of some of your wants gets

easier and you get closer to achieving your financial goals.

Tip 2: Creating a Spending Plan. Identifying financial goals sets the groundwork

for your personal finances, but the spending plan is the vehicle to get you there. Spending

plans, or a budget, can help you save funds for your ABLE account. A spending plan is

based on facts: How much money do I bring home each month, whether by receiving a paycheck,

public benefit or contributions into your ABLE account from outside sources (such as

friends and/or family) and how much MUST go out in the form of expenses? A spending plan

gives you an opportunity to look at your expenses accurately. It also shows how you spend your

money.

A spending plan can give you some direction when identifying ways to save more money to

achieve your financial goals and maximize savings in your ABLE account. Finally, a

spending plan will make it abundantly clear if you need to earn more to increase contributions

to your ABLE account or spend less, as well. Again, the spending plan is the vehicle to

help you achieve your financial goals.

If you are ready to create a spending plan, you can learn more by visiting National Disability

Institute's Online Classroom at www.realeconomicimpact.org for the free course: Creating a Zero-Balance

Budget Plan.

Tip 3: Maximize savings opportunities Now that you have identified and understand

needs versus wants and created a spending plan, it is important to stick with it and

review it regularly for any changes. The spending plan also helps identify opportunities to

potentially decrease your spending which would allow you to increase the amount of money

you can save. For example, I have a gym membership and if I go to the gym 13 times per month,

my insurance company deposits $20 into my checking account. This additional $20 decreases

my monthly expenses and allows me to put an additional $20 a month in my ABLE account.

While $20 may not seem like much, over the course of the year I will have $240 saved

if I continue to go to the gym each month. This is a great motivator and another way

for me to identify opportunities to save.

To learn more about savings tips, visit the America Saves website at www.americasaves.org.

Tip 4: Put the plan into action and stick with it.

Making smart financial decisions requires some prep work and commitment. The commitment

is both short-term and long-term. It requires careful planning and reflection on what your

ultimate financial goals are and how to achieve them. Once you identify your financial goals,

understand needs versus wants and create your spending plan, you will be one step closer

to reaching your goals. Remember, sometimes when you put your plan together, there are

life events and unexpected expenses that could come up like a car repair or needing to replace

an appliance. When these events happen don't get discouraged. Remember, you have your plan

and can get back on track at any time.

Reaching your financial goals is possible, especially with tools like an ABLE account.

Though it may not happen overnight, with careful planning and commitment, you can get there.

For more infomation >> Making Smart Financial Decisions - Duration: 5:49.

-------------------------------------------

Dennis Kyle: Wired Infrastructure in the Smart City - Duration: 5:13.

good afternoon I don't know if you guys set that up that way but that was

perfect because Zales position is that behind all the wireless technology are a

bunch of wires that make it all work so my name is Dennis Kyle I'm with Zao we

are a company that's actually headquartered here on the Front Range

with major offices up in Boulder offices here in Denver and then all across the

country as far as who's AO is we are an infrastructure provider communications

and infrastructure provider providing fiber based services across the globe

North America in Europe we got 11 1/2 million miles of fiber 51 data centers

and operating 391 markets here in Colorado bringing at home we've got

about 3,400 miles of fiber we have about 3,000 connected buildings and we operate

or serve fiber to towers of about 834 here in the Denver area and Denver like

all cities I think is facing a number of challenges associated with increased

population growth 90% of the population growth is going to occur in cities and

that's putting stresses on resources infrastructure in the like one of the

solutions of course to that is a smart city and smart city ranges from Public

Safety to smart data to the power grid etc all of these in our opinion are

linked by fiber infrastructure that provides the communications path for the

data when it comes to the to the power grid that's important in the area of a

smart city because it's allows the the power grid to handle fluctuations in

energy being consumed and being driven by renewables and solar which tend to

fluctuate from time to time and then at the same time all of the data that the

energy company needs to use in order to process that and manage the data

associated whether it resides in the clouds so again another scenario in

which the processing takes place in one place and fiber is the the technology

that allows it to occur similarly we have mobility this is something that's

been in the news for quite a bit we've heard several people talk about

autonomous vehicles this is an area where the wires are supporting the wired

infrastructure when we talk about autonomous vehicles of course you've got

a level set right so autonomous vehicle level five is where we're hoping to go

get to eventually that's the cars drives themselves today a lot

of the infrastructure discussions are related to two three and four we're way

Mo's participating Ober and lyft what's interesting about these is that

autonomous cars drive tons of data 40 terabytes of data are coming out of that

car every hour fifty to a hundred to five hundred gigabytes are actually

leaving that car and heading into the network that's 500 times what we see

from an iPhone today and then once it hits the network it could split into two

categories vehicle the network and vehicle to infrastructure the vehicle

the network is what we hear about when we talk about 5g vehicle the network our

infrastructure is when we're talking about connecting directly to the city's

infrastructure now when you talk about 5g it didn't come from nowhere it's a

technology that's been built upon itself and it actually started with something

called 2g and that was 2g and 3G is where everything got started where we

all started carrying cellular phones when we get to about three and a half

and 4G that's where the iPhone phenomenon kicked off and lo and behold

60% of the traffic today as carrying video we're headed towards four and a

half and 5g and when you start thinking about how this gets built out the two

and 3G network took 24 months to build that's where we're building out a lot of

fiber infrastructure to support those wireless towers takes a long lead time

but then as you move into the three and a half and 4G you're now building on top

of that with additional fiber infrastructure the lead times are

shorter the constructional requirements are less and you're providing the

defense of densification that builds on top of it and then finally you get to

the four and a half and the 5g which we're just at the cusp of and that's

where we're seeing additional capacity being built another network working with

the cities and the municipalities the timeframe associated with that build is

now less more efficient and we go deeper deeper into the network and in the end

by the time we're all done it's going to look like the chart on the right where

we've got 5g wireless cells everywhere providing the support and the

infrastructure needed to drive autonomous cars and other illustrations

or other technologies so when it gets to the vehicle to

build a network infrastructure behind it the other aspect is in the purview of

the cities and the municipalities this is the vehicle to infrastructure our

vehicle the network infrastructure that's associated with traffic signals

in the like right making sure that we are providing intelligent information so

that cars can drive in an efficient and effective manner this spectrum may not

be licensed this may be spectrum that is available and operated separate and

apart from the 5g mobile infrastructure that we hear so much about that then

extends into using that same wireless infrastructure again that gets delivered

across fiber infrastructure to monitor and manage Road conditions

so rather than using apps like Waze we're now getting it directly from the

city itself that is now routing traffic in an appropriate way so that's all I

got to say but thank you appreciate it